Many people invite relatives, such as their parents or in-laws, in their 70's to visit the USA. As risk is high for those aged 70-79, the number of available insurance plans becomes limited as some insurance companies simply don't want to provide insurance to the 70+ age group; if they do offer insurance they charge a much higher premium, or they only provide benefits up to a lower policy maximum. Therefore, it is extremely important to consider your choices if any of your relatives are in the 70-79 age group. For any of the available plans of travel medical insurance for seniors over 70, no medical exam is required and no medical information needs to be provided at the time of purchase.
People frequently ask, "What is the best medical insurance for senior citizens traveling to the USA?"
Before looking at individual visitors insurance choices for parents visiting USA, you should first familiarize yourself with the types of visitors insurance plans:
- Fixed Coverage: Limited coverage, cheaper plans
- Comprehensive Coverage: Better coverage, more expensive.
We always recommend that everyone buy the comprehensive coverage plans. The choices are based on what policy maximum you would like.
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Comprehensive Coverage
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Fixed Coverage
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$100,000
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Safe Travels Elite
Provides up to $100,000 policy maximum for ages 70+; like any fixed coverage plan benefits are paid as seen in the schedule of benefits.
It participates in the First health PPO Network and is extendable and refundable.
This insurance plan provides coverage for an acute onset of a pre-existing condition. Complete Details
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Visitors Care
Provides limited coverage for an acute onset of a pre-existing condition up to the selected policy maximum for people under the age of 70. Complete Details
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$50,000 to $65,000
In this range, there are several choices available. Please visit horizoninsurance.brokersnexus.com to get instant quotes from multiple plans, compare them side by side and make an instant purchase online.
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